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Disclosures

Last Updated: January 1, 2025

FDIC Insurance

NexBank is a member of the Federal Deposit Insurance Corporation (FDIC). Deposits are insured up to the maximum amount permitted by law. For more information about FDIC insurance coverage, visit fdic.gov.

Equal Housing Lender

NexBank is an Equal Housing Lender. We are committed to providing equal access to housing and lending services regardless of race, color, religion, national origin, sex, handicap, or familial status.

NMLS Information

NexBank is registered with the Nationwide Multistate Licensing System (NMLS). You can verify our registration and view licensing information at nmlsconsumeraccess.org.

Mortgage Disclosures

All mortgage loan products are subject to credit and property approval. Rates, terms, and conditions are subject to change without notice. Not all applicants will qualify.

Annual Percentage Rate (APR), loan terms, and monthly payment amounts depend on various factors including credit profile, loan amount, property type, and occupancy status.

Investment Products Disclosure

Investment products offered through NexBank are:

  • Not FDIC insured
  • Not deposits or obligations of NexBank
  • Not guaranteed by NexBank
  • Subject to investment risk, including possible loss of principal

Electronic Communications

By using NexBank online services, you consent to receive electronic communications from us. These communications may include account statements, notices, disclosures, and other information required by law.

You may withdraw your consent to receive electronic communications at any time by contacting us, though this may impact your ability to use certain online services.

Regulatory Information

NexBank is chartered by the State of Texas and regulated by the Texas Department of Banking and the Federal Deposit Insurance Corporation.

For questions or complaints regarding our banking services, you may contact the Texas Department of Banking at 877-276-5554 or the FDIC Consumer Response Center at 877-275-3342.